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Financing

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Finance Your Heating or Air Conditioning Repair or Replacement

We offer convenient financing options with approved credit through Wells Fargo Bank, N.A. There are different plans to perfectly fit with your financial needs.

Financing Your New Air Conditioner and Heating System

Has your air conditioner and heating system died or broke down? Are you not sure, how you are going to pay for a new comfort system or emergency repair? Patterson Heating and Air has you covered. Many of today’s homeowners are choosing to finance their new air conditioner and heating system.

HVAC financing options allow you to choose a higher efficiency system. These systems typically cost more than a traditional lower seer unit. Because of this they provide better comfort and save you money each month on your energy usage. Typically, the cost savings from the reduced energy bills may help offset the monthly finance payments. Once the high efficiency system’s finance payments are completed, you still enjoy the benefits of lower energy bills.

Because many Winder homeowners are turning to finance for their new heating system and air conditioner, banks and other financial companies have created several different programs to accommodate homeowners. These programs provide special deals and incentives that are beneficial to you and help get heating and cooling back into your home.

* Click the "Apply" button below to apply for financing with Wells Fargo Bank, N.A with approved credit.
Looking For Financing Options? We Can Help.

Learn more about what we're offering and call our team to have any further questions answered. Financing is subject to approved credit.

Financing Helps Close the Gap in Your Air Conditioner and Heating Emergency

When an air conditioner and heating emergency occurs, we are usually not prepared. Many times these emergencies occur during the heat of summer or the chilly winter. Therefore going without air conditioning and heat is not an option. If you do not have air conditioning during the heat of summer, your home could start growing mold and also mildew. This could be detrimental to your health creating allergy type symptoms and respiratory issues. If you do not have heat during the cold winter months, not only could the water pipes in your home freeze and burst, but it could cause sickness as well.

Choosing to finance your air conditioner and heating system allows you to keep your family safe and healthy and your home and property protected from the outdoor elements.

HVAC Financing Options at Your fingertips

Another choice finance options give you is the option to choose the air conditioning and heating system that you need and not the one you can afford. If your home has areas that are hotter or colder than the rest of the house, choosing to finance allows you to take advantage of your old air conditioner and heating system dying and upgrade to a better unit.


Call (770) 343-5256 or contact us online to learn more about our convenient and budget-friendly HVAC financing options today!


Hear From Our Customers

Let Us Handle your Heating & HVAC Needs!
  • They Were Professional and Punctual - Fantastic Communication.
    “I was impressed with their follow-up and willingness to help me understand my needs.”
    - Don E.
  • Knowledgable & Friendly
    “I love using Patterson because they are sincerely the most honest company I have come across.”
    - Tom T.
  • 100% Recommend
    “Jason, Emily, and the team are wonderful, trustworthy, and hard-working people.”
    - Kara B.
  • Very Professional & Friendly
    “Another company never called me back. Patterson answered the phone, promised to come out between 12 and 5 the next day.”
    - Charlene S.
  • 5 Stars is Not Enough!
    “No sales gimic, No upselling, just great, HONEST service.”
    - Heather G.

Request Your Estimate

Call us at 770-343-5256 or fill out the form below to get started!
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  • High Quality Products
    We use only the best materials and equipment to ensure long-lasting comfort and efficiency for your home or business. Our commitment to quality means you can trust that every system we install or repair is built to perform.
  • Honest, Upfront Pricing
    No hidden fees or surprise costs—just transparent, fair pricing for every service we provide. We believe in earning your trust with honest estimates and straightforward communication.
  • Customer Focused

    Your satisfaction is our top priority. We take the time to understand your needs, provide personalized solutions, and ensure that you’re comfortable every step of the way.

  • Family Owned & Operated
    As a local, family-run business, we treat our customers like family too. We’re deeply rooted in our community and take pride in delivering reliable, neighborly service you can count on.
  • Fast, Efficient Service
    When you need HVAC help, you don’t have time to wait. Our team responds quickly and works efficiently to get the job done right the first time—without cutting corners.
  • Veteran Owned

    Our business is founded on integrity, discipline, and a strong commitment to service—values we bring to every job. We’re proud to serve our community with dedication, integrity & quality work. 

  • Schedule Your Service Today!

    Book your HVAC maintenance or repair now to keep your home comfortable year-round.

  • Breathe Cleaner Air Today!
    Improve your home's air quality with our expert solutions—schedule a consultation now!